Yes. When you get a small business loan, you do not go to the same place where you get your mortgage. Instead you must go to the commercial side of the lending institution. That's because small business loans are commercial loans; whereas, mortgages and auto loans are consumer loans. Small business loan applications are much more intense than mortgage or auto loan applications. When you apply for small business loans you will be expected to submit a loan proposal, a business plan and many other documents. To learn more about how small business loans work and the application process, read our Small Business Loan Guide.